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Clover Insurance Brokers

3800 Steeles Ave West, Suite 201E,
Woodbridge, Ontario L4L 4G9

A Division of Wood & Kirkpatrick LTD,
Canada's Oldest Broker Since 1821

905-851-7774
905-851-7838
1-844-340-1578

Phone |

Fax|

Toll-Free|

Quote #8589

Hours

Mon-Fri 9-5 EST

Toronto Line|

Travel|

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*** EFFECTIVE OCTOBER 10th, 2024 ***
We are unable to process requests for quotes from the website.
Please CALL our office to speak to a Licensed Insurance Broker.
1-844-340-1578
Quote Requests done online will NOT be responded to.

Subrogation

The substitution of one person or company, for another so that the rights and duties of the original person or company becomes operable by the other. In insurance, it applies more particularly to indemnity policies. Where an insured is fully indemnified by an insurance company for a loss, the company so indemnifying the insured will, in some instances, have the right to benefit financially from any claim made against a third party who was responsible for the damages in the first place.